Conventional lenders won’t lend if you’re selling to a family member, but we can lend against the open market value of the land (rather than the potentially lower price you are selling at) so you can receive some cash and your next generation gains ownership of the land, so that in due course they can refinance with a conventional lender. Obviously, the farm needs to be able to support the expected conventional lender’s loan and your next generation should be capable of running the farm as well as you!